So let me ask you a question, how much of your holiday shopping did you do online?
For most people I bet this number is pretty high. My answer is between 85 to 90 percent. While online shopping certainly makes life easier, it can lead to some big problems if you aren’t careful.
Wondering what I’m talking about? The big concern is Identity Theft.
Many people think no way would this happen to me. But did you know that, according to a US Deprtment of Justice’s Bureau of Justice Statistics report, an estimated 17.6 million American were the victims of one of more identity theft incidents in 2014. That’s an awful lot of people, and unfortunately cyber crime is on the rise and not the decline.
Here’s some more concerning statistics.
- 45% of victims didn’t even know their information was stolen until contacted by a financial institution
- 67% of victims had no idea how a criminal got the information.
- 2/3 of victims experienced an actual financial loss with the average loss being $7,761.
Those costs came from legal fees, late fees, insurance, credit counseling and more.
I don’t know about you, but I don’t have an extra $7,761 sitting around to cover this, but yet at the same time I am not willing to give up the convenience of online shopping. So what should a consumer do?
Disclosure: “This post is brought to you by Kaspersky Lab and The Motherhood. All opinions in this blog are my own.”
Here are 10 Ways to Protect Yourself From Identity Theft (Plus an Opportunity to save too)
- Frequently Monitor your Credit Score – This way you will know if you need to act.
- Share your information wisely – Be very careful before sending your account passwords, Social Security Number or other secure data via email or text messages. While you might have great security software, your friends and family might not have the same protection and a thief could get the information from them.
- Use Long and Strong Passwords Here are some great tips for you.
- Make passwords 12 to 15 characters long
- Don’t use real words, places or slang in your password. Instead use mnemonics. So start with a meaingful phrase and take the first letter of each. Be sure to make some capital and some lower case and add numbers and special symbols.
- Come up with hints for your passwords and write those down for each site and not the actual password. So if you are using a mnemonic, write down the whole phrase as your hint.
- Have a different password for every site – Take advantage of security software that will help you sync and manage all these passwords.
- Watch out for phising emails and other malware. If you see an unusual request for a password reset or verification of a credit card be very leary. It could very well be a phishing email. Another great ways to protect yourself is to to scan your computer frequently with security software that will detect phishing.
- Make sure retail stores you shop at are legitimate. Instead of relying on google, manually type in the URL and e-mail addresses.
- Always use a credit card instead of a debit card. Credit cards will protect you against fraud while debit cards won’t.
- Make sure the Online site uses secure technology – A safe site will be HTTPS and not just HTTP and have a tiny locked padlock symbol at the bottom right of the checkout screen. Security software also helps with making sure your shopping at a good site.
- Pay attention to your Children’s Online Activity – Sometimes the little ones will get on sites that aren’t safe, Another reason to have a great security software.
- Protect your SmartPhones, Tablets with security software since your information isn’t just on the PC.
Did you notice something similar in 5 of the 10 safety tips above?
They each mention having a great secrurity software. This is where the opportunity to safe comes into play, thanks to Kaspersky Lab. They’ve got a gift for keeping families safe.
Never heard of Kaspersky Lab? Here’s just a bit of information about them.
- 1st place in 60 independent tests and reviews
- 400 million users around the world
- 800 million threats stopped last year alone—including ransomware
- AV-Comparatives’ top-rated product—5 straight years
You can definitely count on Kaspersky Lab – the world’s most awarded internet security, to protect your online shopping, connected devices and curious kids this holiday season.
In fact, thru January 10, 2017, you can take advantage of up to 50% off all Kaspersky Lab Products. The products include:
- Kaspersky Antivirus
- Kaspersky Internet Security
- Kaspersky Total Security (best protection for families and meets all 5 of the items mentioned above)
Here are just a couple of the great features of Kaspersky Total Security and how it will help you save thousands:
Safe Money provides layers of protection so you can be sure your shopping or banking site is real and hasn’t been hacked. (#8 on the list)
PC, Mac & Mobile – One license protects your multiple devices (#10 on the list)
Privacy – protects your privacy and personal information. That way if you do open a phishing email, your data will be blocked. (#5 on the list)
Advanced Anti-Phishing (#5 on the list)
Passwords – Securely stores all passwords for quick & easy access (#4 on the list)
Those are just a couple of the many ways Kaspersky Total Security keeps your family safe online.
With the great holiday savings (thru January 10, 2017), you can get Kaspersky Total Security for just $49.99 and that covers not just one device, but five. Don’t delay and get it today because it’s…
Definitely a small price to pay to protect yourself from Identity Theft that could end up costing you thousands of dollars, plus a lot of time and energy to resolve the problems.